Theft Cover For Your Two Wheeler
On our more congested roads, two-wheeled vehicles are widely regarded as being among the most convenient means of getting around. In addition to this, a lot of motorcycle fans have recently taken up the hobby of collecting superbikes. Unanticipated events, such as collisions and thefts, are becoming increasingly common on Indian roads as the number of people driving two-wheelers continues to increase. As a result, the need to buy motorcycle insurance that protects against theft and accidents is extremely important.
You must purchase a comprehensive two-wheeler insurance policy if you want to be covered for accidents and theft. When you have comprehensive bike insurance, not only are the damages that your bike sustains in the event of an accident covered but any damages sustained by a third party or by the property of a third party are also covered.
The advantages of having a theft cover included in your two-wheeler insurance plan
You are financially protected if your motorcycle is taken from you if you have two-wheeler insurance, which is yet another significant advantage offered by this type of insurance. Even in securely locked residences, thefts and burglaries are common, and bikes have a disturbing propensity to be stolen. *
The percentage of recovered stolen bikes is significantly lower compared to that of recovered stolen cars. If you do not have appropriate bike insurance in place, losing your two-wheeler could cost you a significant amount of money. You can make a Bajaj Allianz bike insurance claim if you are insured if the above occurs.
Instructions to follow in the event of a robbery
In the event that your bike is stolen, you are required to report the loss to your insurance company as soon as possible. The procedure that you need to follow is as follows:
File an FIR
Before filing a claim with your insurance company, you need to report the incident to the local police station as a First Information Report (FIR), regardless of whether it was an accident or a theft. You will be required to attach a copy of this FIR to the claim form. Doing so will establish the claim’s legitimacy. Because filing the FIR isn’t always required, you should talk to your insurance provider about whether or not it’s required in your case.
Contact the insurance company
As soon as you have finished filing the FIR, you should get in touch with the company that provides your motorcycle insurance. Please let them know about the theft so that they can begin the process of processing your Bajaj Allianz bike insurance claim. Give them the information that they need, such as the policy number for your two-wheeler insurance, the details of your bike’s registration, and the specifics of what occurred.
When making a claim, you are typically required to submit a claim form that has been appropriately filled out, signed, and authenticated. You will also need an original copy of the FIR; a copy of the RC; a copy of the policy document; a copy of the driver’s licence; transfer papers from the RTO; and the original keys. You may be able to submit some of these documents through your two-wheeler insurance app.
No trace report
In addition to this, the police will need to issue a certificate attesting to the fact that the bike cannot be located. This certificate will not be generated until one month has passed since the date of the incident, and its presence is required in order for your claim to be processed.
* Standard T&C apply.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.